Down payment required. APR ranges from 0% to 35.99% (Rates & Terms). Different APR ranges apply for NY, MD, MA and CO residents. No application, origination, account opening, prepayment penalty, or late fees. Financing offered is made by Transportation Alliance Bank, Inc. dba TAB Bank. Must be 18 + years of age. Financing is subject to approval, based on creditworthiness, state of residence, your prior history with the products offered using Sunbit technology and merchant location.